Frequently asked questions

Yes. While we specialize in supporting family-owned, service-based businesses, we work with individuals, couples, and families of all kinds – when it’s a good fit. If your goals align with our expertise and we believe we can add real value, we’re happy to explore working together. Learn more here. 

Financial planning provides the clarity, structure, and strategy to help your business grow intentionally while making sure your family’s needs are protected. We align your goals across work and home, so your business supports your lifestyle, not the other way around.

Absolutely. Preparing for a sale without a coordinated financial strategy can lead to missed opportunities and unnecessary tax exposure. We help you think through timing, valuation, legacy, and how to use proceeds to support your next chapter.

Financial planning is about creating a long-term strategy that aligns with your goals; tax planning ensures that strategy is executed efficiently. We combine both to make sure each decision supports your life, your business, and your bottom line.

We treat them as branches of the same tree. From entity structure to retirement savings to family goals, we create a unified plan that reflects your full financial life. This saves time and improves outcomes.

We guide clients on deductions, retirement contributions, entity structure optimization, income shifting, and more. California is a high-tax state, so proactive planning is essential. We help reduce unnecessary tax burden while staying compliant.

Yes. We look at the full picture to identify opportunities to reduce taxes in legal, strategic ways. This includes everything from how your business is structured to when and how you take income.

We specialize in working with business owners who need to coordinate tax planning across income, assets, and business transitions. We help them stay ahead of liabilities and avoid surprises at year-end.

Ideally, 1-3 years before the sale. That gives us time to evaluate structure, minimize taxes, plan for continuity, and align your estate or legacy goals. Earlier planning creates smoother transitions and better outcomes.

We start by identifying your goals: who will lead, what will change, and how to transfer ownership with intention. Then we build a plan that includes financial, legal, and operational considerations so the handoff is successful.

Without a plan, the business could face disruption or even dissolution. We help ensure there’s a continuity plan in place—covering leadership, ownership, and financial access—so your business and your family are protected.

Yes. We work with families to navigate generational transitions with care and clarity. This includes aligning goals across generations, facilitating honest conversations, and coordinating the financial and legal strategy.

We help clients evaluate retirement savings, income streams, and tax impact—as well as business succession or sale options. Our process ensures that retirement planning and business planning are completely integrated.

We build a legacy plan that reflects your personal values, family dynamics, and business impact. That often means coordinating estate planning, charitable giving, and ownership transitions into a cohesive strategy.

Yes. Divorce can complicate business ownership, especially when both spouses are involved. We help clarify the financial picture, structure fair outcomes, and coordinate with your legal team to protect your interests.

We guide clients through the immediate financial impact and the long-term restructuring process. That includes reviewing succession plans, business continuity, tax implications, and emotional support as needed.

Yes. We provide planning support when personal responsibilities like caring for aging parents affect business operations. We help adjust strategies to maintain financial stability and manage cash flow during life changes.

By having a plan in place ahead of time—and a trusted advisor ready to step in when life shifts. We provide stability through proactive planning and coordinated support when things get hard.

It feels like having a steady partner who truly gets you. We’re a small, dedicated team, with real-world experience, always putting relationships first. Our clients often say, “It feels different here” — and that’s by design.

It starts with a conversation. We’ll talk through your goals, gather your key financial info, and map out a plan together. From day one, we act as your financial quarterback, making it easy to manage life and business all in one place.